There is nlan easy way to know: big bank didn't do the math and come to a dofferent conclusion, they jusy decided they don't want to deal with the problem.
Also, whay does 'right' even mean in this case? They lost the customer. Unless customer default on the loan, they won't be 'right'
>They lost the customer. Unless customer default on the loan, they won't be 'right'
This isn't how banks work. They put in place rules that they consistently adhere to when they decide if they're going to give out a loan to someone or not. The real answer is that if consistently allowing that type of loan would make them more money than it would cost, then they won't be right.
Also, whay does 'right' even mean in this case? They lost the customer. Unless customer default on the loan, they won't be 'right'