The rest of the developed world would very strongly disagree.
The penalty for not making that payment can be death, is likely financial ruin.
For many people, that optional payment is enough to buy a home.
Ask around about "optional"
Then we can set that aside and recognize net, liquid income will go up for most everyone.
The rest of the developed world would very strongly disagree.
The penalty for not making that payment can be death, is likely financial ruin.
For many people, that optional payment is enough to buy a home.
Ask around about "optional"
Then we can set that aside and recognize net, liquid income will go up for most everyone.