Question is a bit broad, but out of all the concepts under the financial engineering umbrella you're bound to explore the concept of ledgering eventually.
I've written a bit about it on my own co's product blog in an attempt to demystify some core concepts [1], [2], [3].
Still on ledgering and expanding into less mathematical and more applied concepts, I can also recommend a book called "The Accounting Game: basic accounting fresh from the lemonade stand" [4].
Isn't the screen size difference basically enough between these two? I can't see why the 16" would need more performance, some ppl just want / can carry large computers with them while some other prefer to have something as small as possible.
It’s more a statement on price and the assumption the more expensive one with the “more capable” chip like the MAX would be expected to not be less performant than any in the lineup. It would be a disappointment, especially for me as I’m about to buy a 16” in November regardless, to be a generation behind while paying more, and it would be not unusual for product reasons to nerf the lower prices chip to ensure it didn’t canabalize the more expensive models sales.
I have to say if I had any choice I would delay my purchase until the 16” catches up rather than buying a generation behind. If I see specs saying M5 14” is more performant for my workloads than my more expensive 16” I’m even more motivated to delay. Most product managers would be aware of these things.
I can see why that sounds sensible, but my personal obsevations are that heavy duty power users almost universally prefer the bigger screens, and those people also want the highest level settings. Most people I know who want smaller screens are not serious power users.
I can see an overlap with people who want smaller computers who also want max power, but I just would not believe that is a significant group. (again, all personal observations)
More pixels? Thats the only reason I can think of. 13/14 inch is what I tend to go for since I use my laptop as a desktop 80% of the time. 16 is really too big for my needs.
I also think the 15 inch MacBook Air filled the non-power-user-but-likes-big-screen niche.
I think it's even realistic to say that dotfiles are vulnerable to being used as a fingerprint mechanism by nefarious packages. One could easily create an inventory of github profiles <> dotfiles; then read local dotfiles when their package gets installed on a developer laptop.
PS: it's not highly visible in the link but this post is 6 months old [1]. Wondering where they are now, given that they seemed to have less than that in runway.
I would imagine that getting the user out of the in-app purchase payment screen and attempt to redirect them at the website for payment, have them figure out how to enter credit card details etc would result in a drastically decreased conversion rate though.
Companies don’t make laws (unless you live somewhere like the US); people do. If the people say “stop fucking around and rent-seeking” then companies should have to do that. It’s pretty simple, really. Just because you build your own hardware and software doesn’t give you the right to do whatever you want.
Imagine a major streaming service: Subscription through Apple 30USD/Month or 25USD/Month if you do it through this one click fintech app.
The fintech app can even pay the streaming service for every customer they bring.
So for the users who already have the fintech app its a no-brainer, click once and get a free coffee each month. For those who don't have the app already it can push them to create an account as they see it on every app as a cheaper alternative. In Europe at least, even traditional banks are able to create a new customer account through a few steps in the in the app. It's usually just about entering your name, taking a photo of your ID and then scanning your face by looking left and right on the camera. You can have a grace period to add the funds for the subscription.
Banks already pay a lot of money for new customers, its pretty common in some places to offer interest-free loans or give cashbacks when you create a bank account through the app. They can partner with those services to offer months of free use or upgrades and then suddenly the value for the trouble of a few click and a scan goes up substantially.
Attempts at doing this are effectively already existing, the IEX [1] exchange being an example, albeit on a less ambitious scale than your idea:
> It's a simple technology: 38 miles of coiled cable that incoming orders and messages must traverse before arriving at the exchange’s matching engine. This physical distance results in a 350-microsecond delay, giving the exchange time to take in market data from other venues—which is not delayed—and update prices before executing trades
IntelligentCross Midpoint (a darkpool) is a better example, since it actually does matching periodically every couple of milliseconds [1]. IEX just introduces additional latency for everyone.
If that's the goal, one might wonder why are tariffs implemented in such a static way. Why not having your own tariffs importing from XYZ be updated on a monthly basis based on what XYZ imported from you last month.
Uncertainty has a cost. The stupid daily changing trade war with Canada is causing a lot of Canadian companies to make medium or long term decisions to decouple from the US.
Oh I definitely agree with that. I’m just wondering here if having something mechanical, predictable, deterministic (instead of whatever the hell that is that we have right now) wouldn’t be an interesting way to align incentives.
> is causing a lot of Canadian companies to make medium or long term decisions to decouple from the US.
Like which? Because recently Canadian investment firm Brookfield Asset Management moved their head office from Toronto to New York. So it seems it's only strengthening the US and weakening Canada.
Large corporations don't care about nationalism/patriotism, they just go where the money is. They'll say they support Canadians to save face and get public support, while through the back door moving their assets and jobs to the US, or any other jurisdiction that makes them more money.
>That sounds like the kind of decision that would take way more turnaround time to implement than the month or two of uncertainty we've had.
Maybe, but the end result is still Canada loosing and US winning.
>And it's not about nationalism, it's about certainty as was claimed above. Long term that's a necessity for profit.
Good democracy and certainty don't go together very well most of the time. It's a feature of democracy, not a bug. The best regimes for certainty are autocratic ones like the CCP, Saudi Arabia, etc where citizens don't have a say. I for one value democracy more then the quarterly profits of soulless corporations who would gladly make the world burn for profit.
> Maybe, but the end result is still Canada loosing and US winning.
It is but when the discussion is about businesses racing a certain way to decisions made by a government that's only been in power for two months then it's misleading to focus on a decision made before that time.
> Good democracy and certainty don't go together very well most of the time. It's a feature of democracy, not a bug.
Good democracy? I'm not sure how loaded that phrase is but, regardless, doing business with the US has seemed a lot more certain for at least the past 20 election cycles than it does today. The current government, whether or not its behaviour is indicative (for you) of a "good democracy," is an outlier in terms of looking friendly to businesses or other investors looking to trade there.
What's "good for business" is orthogonal to people's votes and wishes in a free democracy, since things like slavery and destroying the environment are also "good for business" but voters might not like them.
In other words, people have the freedom to choose candidates who make decisions that are also bad for business. That's the amazing perk of having a completely free democracy (yes that includes letting the people vote bad candidates who make bad decisions) which you'll only appreciate when you don't have that freedom (ask me how I know).
Who said perfect democracy guarantees perfect results for everyone? Wouldn't that be an ideal utopia. Democracy means people's freedom of choice regardless of how imperfect they are.
And yes, it's better than everything else out there, like someone else establishing who you get to vote for, "for your own protection", but you're too clueless to see it.
> like someone else establishing who you get to vote for, "for your own protection"
Isn't that exactly what's wrong with the US system, parties, primaries, etc. all results in the national choice being between two candidates decided by small minorities (party members)?
Currently hiring for Product Engineers [1], with a background in fintech/payments to work on our ledgering, reconciliation, and accounting systems. We have a highly modular product architecture, so this is a very good opportunity for a technical person who want to drive and own a scope of our platform moving forward.
We don't really care about your tech-stack background in the sense that adapting to ours is the easy part if you have enough experience already. Everything is open-sourced at github.com/formancehq if you want to check it out.
Location: Paris, FR or Europe (Remote)
Compensation: Above €75K with equity, exact offer based on experience.
I've written a bit about it on my own co's product blog in an attempt to demystify some core concepts [1], [2], [3].
Still on ledgering and expanding into less mathematical and more applied concepts, I can also recommend a book called "The Accounting Game: basic accounting fresh from the lemonade stand" [4].
[1]: https://www.formance.com/blog/engineering/how-not-to-build-a... [2]: https://www.formance.com/blog/engineering/debits-and-credits... [3]: https://www.formance.com/blog/engineering/ledgering-all-the-... [4]: https://books.google.com/books/about/The_Accounting_Game.htm...